Our Advantage

We understand that individuals and business owners may not fully understand the complexities of planning for retirement. Our commitment is to help clients overcome this issue. We assist business owners in managing the intricate process of selecting and implementing 401(k) packages. By sharing ERISA fiduciary responsibilities, as set forth in, and subject to applicable agreements, we can manage much of the liability and, in return, mitigate some of the employer’s risk.

What is a Fiduciary?

In the wake of the changing fiduciary rules in the financial industry, we believe that sharing fiduciary responsibility is a key distinction and core advantage to our clients. In the face of ever-increasing litigation and heightened regulatory scrutiny, many plan sponsors may want this extra layer of help, especially if they are not comfortable making the plan’s investment decisions themselves.

Liability can be a significant concern for many business owners. We assist with fiduciary risk management strategies, helping you keep your 401(k) or 403(b) plan in compliance with ever-changing regulations, and systematically monitoring your plan’s investment options. 

Our Independence

As independent advisors, we don’t have any conflicts of interest or proprietary products. Instead, we are dedicated to providing unbiased and objective advice that is appropriate for the client. Rather than rely on one solution or model portfolio, we customize each strategy based on the client’s individual needs.

We believe that it’s never too early to start saving for retirement, and it’s never too late to create a retirement strategy. Our goal is to help you identify your retirement goals, and develop a strategy aligned with your needs and situation. We understand that each client’s needs and goals are unique and, as a result, we are committed to creating comprehensive retirement strategies that fit your circumstances and can change with you throughout your retirement or the retirement of your employees.